When you apply for a loan from a bank in Germany, information about your data is always obtained from Credit Bureau. If negative entries such as dunning notices or loan cancellations are included here, the bank will reject the loan accordingly. In this case, immediate loans from Switzerland can often be the last option to get urgently needed capital. Instant loans from Switzerland are currently offered up to an amount of 3500 USD.
Who can get instant loans from Switzerland?
To apply for such a loan, you must be a German citizen and be between 18 and 58 years old. For the new federal states, the maximum age is 55 years. An unconditional and permanent employment relationship is mandatory. In addition, you must have been employed by your current employer for at least 12 months. The monthly income must go to a German current account and be within the attachable range. This is currently 1070 USD for single people in tax class I without persons subject to maintenance.
How does the application for instant loans from Switzerland work?
Applications for instant loans from Switzerland are generally made online via the Internet. Before you decide on a particular agent, it is worth comparing the various offers. In some cases there are clear differences in the interest rates offered. Then fill out the order form at the chosen agent. In the event that you meet all the requirements, you will receive the credit contract by post.
As a rule, you only need to sign this and send it back with the appropriate documents such as proof of salary. You will then receive the money directly from the Fine bank either in cash, by check or by transfer to your checking account. The monthly installments will then be debited directly from your checking account.
Advantages of instant loans from Switzerland
The biggest advantage is, of course, that this loan does not require a query from Credit Bureau. There is also no notification that a loan has been made to Credit Bureau.You receive the loan for free use and can use it to make a purchase or to pay off existing debts. The payment is made discretely and confidentially, neither your employer nor the house bank are aware of this.